DREAMS UNLIMITED

You may have received this email in your inbox recently. It’s interesting and regardless of its legitimacy the concept is interesting. I am not condoning it, however it is creative and requires a great ability to think outside of the box. I hope you enjoy this fun story.

Outside England ‘s Bristol Zoo there is a parking lot for 150 cars and 8 buses. For 25 years, a very pleasant attendant managed its parking fees. The fees were for cars ($1.40), for buses (about $7).

Then, one day, after 25 solid years of never missing a day of work, he just didn’t show up; so the Zoo Management called the City Council and asked it to send them another parking agent.

The Council did some research and replied that the parking lot was the Zoo’s own responsibility. The Zoo advised the Council that the attendant was a City employee.. The City Council responded that the lot attendant had never been on the City payroll.

Meanwhile, sitting in his villa somewhere on the coast of Spain or France or Italy is a man who’d apparently had a ticket machine installed completely on his own and then had simply begun to show up every day, commencing to collect and keep the parking fees, estimated at about $560 per day for 25 years. Assuming 7 days a week, this amounts to just over $7 million dollars and no one even knows his name.

I just recently discovered the “move your money” movement, website and fan page. For those who haven’t yet heard, it’s a movement to move money from the big banks that are “too big to fail” to smaller community banks and credit unions. Their website is www.moveyourmoney.info and they have a great Facebook fan page too.

Below you will find a video they made about their movement using the beautiful movie, It’s a Wonderful Life to better demonstrate the value in moving your money to small local banks and credit unions.

Enjoy the short video, and please visit their site to find local banks/credit unions and make a difference.

The most recent Pillars of Financial Well-Being class was March 19-20. Here is what a couple of participants said about it.

“I’m so glad I attended The Pillars of Financial Well-Being this weekend. What a great course for both the young and old. I learned so much about how I view money’s worth both as a material good and as a means for creating a better quality life. Just the lunch assignment alone was worth my time and energy! It was so much fun. I highly suggest at least checking out the website below if you are even mildly curious. It never hurts. What a fabulous program Jesse. Thank you so much.” -Participant from class #3

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“I can’t thank you enough for the marvelous workshop this weekend. I have been working on the mechanics of “money ownership” for the past 5 years and successfully brought myself out of bankruptcy and living on Social Security Disability to being debt-free, owning my own home & 2 cars and earning over $100K/yr. plus 3 independent sources of income. More importantly, I am now free of worry over money through planning how I spend and enjoy greater self-esteem because I am in charge of my life, rather than my debtors.

What your workshop gave me was the opportunity to look at the foundation on which my financial freedom is built and examine my beliefs in greater depth so that i can use my financial success to dream again, not just survive. This year I celebrate 5 years of being cancer-free. I had given up dreaming and planning for the future. I focused on living today and wringing every bit of joy I could out of it. That was great-and still is. But this weekend showed me that I could dream again and look to the future while living today to the fullest.” – Participant from class #3

I have heard thousands of times, “if I only had more money I would…” I have said it myself, and over the years have learned that more money can be great, but it all depends on what happens after getting the money that really counts.

You may have heard the statistics of lotto winners who go from earning $20,000 a year to overnight millionaires, only to lose it and be back where they were or farther behind financially within a short period of time.

Here is a great article I saw on the front page of Yahoo recently discussing how Scottie Pippen, Evander Holyfield, and Mike Tyson lost hundreds of millions of dollars and are now broke. As tragic as Michael Jackson’s death was last year, it was a good reminder that regardless of how much one earns, if more money is spent that brought in, the cash flow is negative and is not an effective long term strategy.

Enjoy the article, and remember, the next time you hear yourself say, “if I just had more money,” remember that managing money involves both the successful income and outflow of money.

http://sports.yahoo.com/top/news?slug=ys-investopediamoneyloss031010&prov=yhoo&type=lgns

My primary purpose for having written the book, A Journey to Financial Well-Being, and leading the class, The Pillars of Financial Well-Being, is to contribute to elevating the financial health of humanity one person at a time.

I am providing you with a special offer. You can attend the class, The Pillars of Financial Well-Being for FREE if you bring someone else who pays full price ($299). If you prefer to each pay half, that is possible as well.

In addition, you will both receive the following:

• Free 1st edition autographed copy of my book, A Journey to Financial Well-Being
• Free Lifetime audit privileges to this class
• Free one hour personal financial coaching
• Guaranteed value or your money back plus $50

Jackie Peterson, Marketing Expert and recent participant said, “I came home from the session feeling very encouraged and purposeful about taking more control over my personal and my new small business finances.”

This offer is only available through March 17th, so act quickly. For more information about this fun class, and to read more testimonials, please visit the “classes” tab at the top of the page or click here. To register for this special offer email jessehartman@yahoo.com.

Class times and dates:

Friday March 19th, 6:00pm – 10:00pm
Saturday March 20th, 9:00am – 7:00pm

From a recent Suze Orman Q&A in the January 2010 issue of The Costco Connection

My sister and I have a lot of problems with credit-card debt. We are considering debt consiolidation. What steps do you recomend we take?

Contact The National Foundation for Credit Counseling (www.nfcc.org; 1-800-388-2227). This nonprofit organization will connect you with a local counselor who will work with you to develop a strategy for dealing with your debt. Avoid the come-ons from firms that promise to take care of your problem. The debt-consolidation industry is full of bad eggs who will take your money, but won’t solve a thing, and can even make matters worse. Stick with the NFCC; they are honest and trustworthy.

Thanks to everyone who became a Facebook fan of Jesse M. Hartman. I gave over $2.00 for every person who joined, sending $200 to www.convoyofhope.org, and Jan Bostick, a great friend and veteran in the real estate industry pledged another $100.

Thank you Jan, and thank you Facebook fans. I intend to continue providing you with tremendous value, and  elevate the financial well-being of humanity.

As soon as I heard of the devastation in Haiti I immediately began thinking of how I could help. I am joining efforts and need your help.

I will contribute 25 cents for every fan on my fan page (http://tinyurl.com/ybvajmo) between now and Friday January 22nd. I will also contribute $100 for every person who registers and pays in full for my course, The Pillars of Financial Well-Being. Visit www.DreamsUnlimited.org/classes to learn more about this class and register today.

Facebook Fan Page: Click here to become a fan and I will contribute 25 cents to the Haiti Relief Fund

I need your help to attain this goal. Below is a sample Facebook posting you can post in your Facebook so that all of your friends and family can take advantage of this opportunity. You will also find a sample email that you can use to share this with your friends and family. For every friend of yours that becomes fan, I will donate 25 cents to The Haiti Relief Fund.

SAMPLE FACEBOOK POST:

Author and speaker Jesse Hartman is contributing 25 cents to The Red Cross Haiti Relief Fund for every new fan on his Facebook fan page until Jan 22. Become a fan, make a difference, and spread the word. Take a look at the link below. http://www.facebook.com/pages/Dreams-Unlimited/82651378995?v=photos#/pages/Jesse-M-Hartman-Author-and-Speaker/250020158291

SAMPLE EMAIL:

Hi (Name of friend here),

The best selling author Jesse Hartman is contributing 25 cents to The Red Cross Haiti Relief Fund for every new fan on his Facebook fan page until Jan 22. Become a fan, make a difference, and spread the word. http://www.facebook.com/pages/Dreams-Unlimited/82651378995?v=photos#/pages/Jesse-M-Hartman-Author-and-Speaker/250020158291

He is also donating $100 to The Haiti Relief Fund for every person who registers for his class, The Pillars of Financial Well-Being before January 22nd.

The race to 500 Fans is on. To kick off 2010 I want to help 500 people create greater financial health by giving them my book, A Journey to Financial Well-Being.

The first 500 fans on my Facebook fan page will receive the electronic version of my book in their inbox. In addition, I will draw names and give away autographed first edition copies of my book, and free passes to attend my class, The Pillars of Financial Well-Being, currently $299.00.

Facebook Fan Page: Click here and become a fan to get your free eBook!

I need your help to attain this goal. Below is a sample Facebook posting you can post in your Facebook so that all of your friends and family can take advantage of this opportunity. You will also find a short email that you can copy and paste into your email and send to those you would like to gift my book. If you can reach just 5 people, we should reach 500 in the next week.

SAMPLE FACEBOOK POST:

My friend, Jesse, is the author of A Journey to Financial Well-Being, a book on improving your financial health. He’s giving away a free copy of the book in eBook format to the first 500 people who join his fan page. Take a look at the link below. (http://www.facebook.com/pages/Dreams-Unlimited/82651378995)

SAMPLE EMAIL:

Hi (Name of friend here),

My friend Jesse Hartman wrote a great book, A Journey to Financial Well-Being, filled with ways to improve your financial health, get out of debt, and save hundreds every month.

He has a 7-day mission to help 500 people by giving the first 500 fans to his Facebook fan page free copies of his book in eBook format. Jesse said he would select some fans at random and give away some first edition autographed copies of his book, and maybe even some free passes to his two-day class, The Pillars of Financial Well-Being.

All you have to do is visit his fan page (http://www.facebook.com/pages/Dreams-Unlimited/82651378995) and click “become a fan”. If you have friends and family that could benefit from this free book on improving finanical health, forward this to them. It’s only for the first 500 people and won’t last long.

From the July 2009 Issue of Money Magazine Page 18

Congress enacted the Credit Card Accountability Responsibility, and Disclosure Act in May. The law curbs egregious practices like 14-day payment windows and retroactive rate hikes. The new regulations are progress, but they don’t go far enough. Blame the powerful banking lobby, which succeeded in watering down the bill. Here are three changes we’d still like to see.

Speedier Reform- The new provisions won’t take effect until February 2010, almost 9 months after the law was enacted. That gives card issuers plenty of time to tack on fees, hike rates sky-high and yank perks on any cards you now hold. Guess what? That’s exactly what they’re doing.

Cap On Rates- The new law says card companies can no longer raise your rate on existing balances if you pay withing 60 days. But there’s nothing to stop them from sending it to the moon on newly accrued debt. According to Sen Bernie Sanders of Vermont, one-third of cardholders pay interest rates of between 20% and 41%. Sanders’ proposal to cap interest rates at 15% was defeated.

Fee Crackdown- The new regulations restrict how much you can be charged when you exceed your credit limit. But there are no guidelines on many other fees, including late-payment and balance-transfer charges. Card issuers are expected to rack up a mammoth $20 billion this year in penalty fees aloe, according to industry consultants R.K. Hammer. – Donna Rosato and Emma Haak